Benefits Done Better

Service. Innovation. Integrity. Discover the SIG Advantage!

We Offer Competitive, Comprehensive, Well Supported Benefit Plans

SIG’s solutions-oriented approach goes beyond traditional employee benefit programs. We help you protect a diverse workforce while leveraging strategies that can help increase your revenue growth, enhance your net income, and strengthen your balance sheet.

spectrum insurance group offers employee benefits for diverse groups. - Customized Employee Benefits For Virginia, Maryland, and DC
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We Stay Ahead of Trends

We’ll help you navigate the ever-changing benefits landscape including complexities around the ACA.

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We Are Specialists

Employee Benefits is our area of expertise. We offer progressive solutions that give you the edge to compete.

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We're Independent

We work for you rather than some specific insurance company. That means we have your best interests at heart.

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We're Established

SIG is an authorized broker on the Maryland, DC, and the Federal health insurance exchanges.

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We're Convenient

We offer a one-stop shopping experience for a full range of benefits consulting services & products.

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We're Value Hunters

We look after your pocketbook in finding the best combination of price, coverage, and service.

Discover How We’ll Help You

Our Online Services

In addition to the complete benefits and risk management capabilities we offer businesses, we also offer these convenient online services designed to meet specifically targeted individual benefits needs.

protect your loved ones with spectrum insurance - Customized Employee Benefits For Virginia, Maryland, and DC

Critical Illness

Protect your loved ones. Pays you a lump sum benefit when a covered medical condition is diagnosed. Offers cash when you need it such as for the mortgage, child care, etc.

value oriented budget friendly medical insurance by spectrum insurance - Customized Employee Benefits For Virginia, Maryland, and DC

Value Med

Value-oriented major medical coverage for sickness, accidents, hospital stays, & medical visits. Pays benefits in addition to other insurance coverage.

spectrum insurance short term medical expense for individuals - Customized Employee Benefits For Virginia, Maryland, and DC

Temporary Health

Offers individuals insurance for short terms. Designed for the unemployed, self-employed, individuals that simply need budget-oriented insurance.

prescription discount card through spectrum insurance - Customized Employee Benefits For Virginia, Maryland, and DC

RX Pay Card

Easy-to-use, discount prescription drug card program designed to offer savings. Zero health questions or limitations on pre-existing conditions. More than 55,000 pharmacies participate.

spectrum insurance offers discount dental insurance - Customized Employee Benefits For Virginia, Maryland, and DC

Discount Dental

Save 10% to 60% at the dentist with zero deductibles, paperwork, or waiting periods. Use as often as you want with no caps, limits, or restrictions. Get access to significantly reduced rates.

get vsp vision benefits through spectrum insurance - Customized Employee Benefits For Virginia, Maryland, and DC

VSP Vision

The #1 customer rated vision plan. The #1 doctor rated vision insurance provider. The only national not-for-profit vision insurance company with the largest doctor network nationwide.

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Better Benefits Start Here

Leverage SIG’s team of professionals to rise above your benefit challenges and gain a competitive advantage.

Call Today: (301) 854-9882

Great Customer Service!

Thank you, Craig, for your great customer service! I can count on a reliable and timely answer for any question I have. We appreciate the hard work that you do to enable us to offer the best insurance options to meet our employees’ needs.
Jen McCleary
Hagerstown Honda & Kia

I highly recommend Craig and his staff...

I have known Craig personally for over 45 years. His character and business ethic are beyond reproach. In 1975, Craig helped me obtain my first life insurance policy at age 21.

When my business partner and I started our consulting engineering firm in 1991, we remained on COBRA with our past employer until Craig helped us secure a health insurance policy for the office and all eligible employees, which he still assists us to renew annually.

In fact, as a small group health plan which is considered grandfathered, we have been able to maintain our current benefits and provide a stable rate structure. I highly recommend Craig and his staff.

Michael J. Goss, P.E.
President
RATHGEBER/GOSS ASSOCIATES, P.C.
Consulting Structural Engineers

Always thorough and trustworthy...

I‘ve known and worked with Craig Fyfe and the Spectrum Insurance Group for over 25 years. With all the changes in Insurance and ACA, Craig has never failed to give us what is best for our Employees. He has always been thorough and trustworthy with his recommendations!

Joseph McDermott
President/CEO
Keepers Staffing

Finds solutions for my problems...

Craig’s level of service in handling the health insurance needs of my church goes past the second mile. He is always available, answers inquiries immediately, works on my behalf and finds solutions for my problems.

Recently we had a problem with the administration of our HRA and Craig went to bat for us and got the matter resolved quickly and to our full satisfaction. He has made all our renewals painless and worry-free.

When we needed a change in our policy, Craig was on top of the issue and gave us several options from which to choose. We have relied on Craig for many years and I have never regretted choosing him to be our broker.

Rev. Wayne Kempson
First Baptist Church of Waldorf, Md.

Easy to reach and very knowledgeable...

Craig has always been good to Delray Glass finding us the best
coverage plans to stay within our budget. He is easy to reach and very
knowledgeable. We always get immediate answers and he gives his
utmost to keep us satisfied with the service we receive from him. We
are very fortunate to have Craig on our side. Thanks Craig for all you do
for us!!

Muazam Islam
Account Payable/Payroll/HR
Del Ray Glass Inc., Co.

Extremely professional and knowledgeable...

I am happy to take this opportunity to express my appreciation for Craig Fyfe
and the Spectrum Insurance Group for all of their exceptional work on behalf
of cox graae + spack architects. For many years, Craig and his group have
managed several of our policy needs including Health, Dental, Vision and
Long-term Disability. Over our long relationship, we have found them to be
extremely professional and knowledgeable. We’ve come to rely heavily on their
expertise to find us appropriate, competitively priced options that best fit the
needs of our firm.

This was particularly true when we, like many small businesses, were required
to manage the impact of the Affordable Care Act on our operation and our
employees. Craig worked patiently with us to navigate the requirements,
explore and evaluate our options, and develop an approach that very
successfully accomplished our goals. During each subsequent renewal period,
Craig has provided a comprehensive options analysis and has clearly
presented the detailed information necessary for firm Principals to make
informed decisions.

Equally important to us is that Craig’s attention does not end with policy
renewal. He remains available to support the products he represents and does
not hesitate to intercede on behalf of our employees’ policy questions and
concerns.

As a small business owner, I often rely on outside expertise in matters that
impact our daily operations. It’s very reassuring to know that we have such
professional oversight of our insurance needs. Craig is a trusted Partner to cox
graae + spack architects. Without hesitation, I recommend him and Spectrum
Insurance Group to service other, similar companies with their health and
disability insurance needs.

cox graae + spack architects
William Spack, AIA Principal

Looks out for his client’s best interests...

Craig Fyfe of Spectrum Insurance Group has provided our company
with excellent, prompt service for many years! He is knowledgeable,
efficient, and friendly, always finding us the best deal. Any time I have a
question or concern with our insurance policies he works on my
concerns right away. I would highly recommend him to anyone that
wants an agent who is professional and looks out for his client’s best
interests. We are proud of our continuing business relationship with his
company, and look forward to many more years of working together.
Thanks for everything, Craig!

Karen Worthington
Accounting Manager
F Squared Laboratories

Excellent customer service...

Craig epitomizes professionalism….he is very knowledgeable about his
subject matter, responsive, and makes the complex understandable.
He tailored a group health plan to fit the needs of our small business
and provided valuable insights throughout the decision making process.
The excellent customer service didn’t end with establishing a plan, it
continues today. Knowing Craig is watching out for our interests in this
important and evolving area is most reassuring.

Doug Hudson
Hudson Coastal

Prompt, punctual, knowledgeable, and friendly...

Craig is prompt, punctual, knowledgeable, and friendly. He is very helpful with every step
and process of the insurance procedure, and our questions are answered right away. Anytime
we have certain problems or concerns, he has always been reliable and informative and we
were able to resolve the problems right away. He is a professional that takes his work
seriously and it is a pleasure to work with Craig.

Marina Lee, HR
Macrogen Corp.

His advice has been proactive and timely...

Craig Fyfe has served as the firm’s health insurance “gatekeeper” and
consultant for almost thirty years. His advice and guidance have been
most beneficial to the members of the firm.
Most importantly, his advice has been proactive and timely He does put
the interest of the client (us) first – for which we are most appreciative.

Marion Mickens
Bert Smith & Co

We Deliver Better Benefits

We serve the Maryland, DC, and Virginia area and we’re ready to deliver better benefits to you.